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  • Have you ever sought financial advice and felt pressurised into buying a ‘product’?

    Have you ever sought financial advice and felt pressurised into buying a ‘product’?

    ...Well, you’re not alone…

    Historically, the majority of the Financial Services industry has worked on a purely transactional basis, whereby a client makes a single or regular contribution and the adviser receives a commission, normally based on the size of the investment. There was no ongoing advice or review service.

    This created a situation where adviser remuneration came solely from selling a commission-paying product, which can lead to inappropriate advice and no encouragement to offer a continuing review service.

    Why are we different?

    Why are we different?

    We work with clients to understand their real issues and provide fee-based guidance on how to achieve their goals. We specialise in helping clients who are approaching or in retirement, from those who simply require advice on the best savings rates, to those with more complicated issues such as Inheritance tax, Equity Release, Will Planning and Taxation.

    How do we do that?

    How do we do that?

    After a thorough analysis of your current situation we construct a financial plan using our award-winning Lifetime Cash flow forecast software. This will show you where you are today and what is required to achieve your goals. We will implement your plan and utilise our professional contacts when required. We will then agree an ongoing review process to ensure you stay on track.

    Remember, the financial plan belongs to you! Our role as a financial planner is to assist you in achieving your goals, whether this is funding for future care, making provision for holidays, or mitigating inheritance tax.

    There are no common rules or prescribed formulae for planning an individual’s future; we all have our own unique journeys to take, but it's a good idea not to attempt the journey alone.

  • Retirement Certainty Solution

    Retirement Certainty Solution

    A retirement programme for people aged 45+ who are serious about planning for a life after work.

    We will gather together all the information required to tell you how much retirement pension you currently have, how much you need to retire at your chosen age and, where possible, how to make up any shortfall.

    This will not only benefit you, but the future welfare of your family.

    If you are serious about planning for retirement, meet the criteria and think the Retirement Certainty Solution is right for you, then please contact the office to arrange a ‘Discovery’ session.

    Why attend a ‘Discovery’ session?

    Why attend a ‘Discovery’ session?

    1. It gives you a chance to meet the team and get a feel for the way we do things.

    2. Opportunity to discuss your retirement goals and what obstacles are stopping you from achieving them.

    3. Get a preview of our fantastic forecasting tool that actually tells you how much you need to retire and how long it will last.

    4. Discuss joining criteria and payment options.

    Download our 7 Pre-Retirement Mistakes Guide, don’t worry, it’s free!

    Retirement Certainty Solution brochure

    If you would like to view the full Retirement Certainty Solution brochure, then please enter your details below.

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  • Security in Retirement Solution

    Security in Retirement Solution

    The no.1 FEAR in retirement is RUNNING OUT OF MONEY!

    So you are approaching or have finally reached retirement, but your retirement income is substantially less than your salary and your cash savings are yielding a pitiful income.

    Don’t worry, you’re not alone. Thousands of people are faced with this situation. We are all living longer and uncertain whether to spend and enjoy, or save and wait. Inheritance Tax, Long-Term Care, Equity Release, Income & Capital Gains Tax………it can be a minefield.

    Wouldn’t it be great if you could sit in front of a computer screen, press a button and be told just how long your money will last? With this knowledge you could actually plan with confidence and enjoy life in the knowledge that you won’t run out of money.

    Well, now you can!

    The Security in Retirement Solution will accurately predict how long your funds will last. This will give you the confidence to enjoy the lifestyle you want now, without ever fearing you will run out of money, or worse still, die with too much.

    If you are serious about planning for retirement, meet the criteria and think the Retirement Certainty Solution is right for you, then please contact the office to arrange a ‘Discovery’ session.
    Why attend a ‘Discovery’ session?

    Why attend a ‘Discovery’ session?

    1. It gives you a chance to meet the team and get a feel for the way we do things.

    2. Opportunity to discuss your retirement goals and what obstacles are stopping you from achieving them.

    3. Get a preview of our fantastic forecasting tool that actually tells you how much you need to retire and how long it will last.

    4. Discuss joining criteria and payment options.

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