New Year Savings and Expenditure Planning
This time of year is always an expensive one. With an average spend of around £850 on Christmas in the UK, many of us spend more than we actually have at Christmas, leaving January a time of paying off debts on credit cards and finance.
This year, why not make a change and put a plan in place to ensure that when Christmas comes around next year, you will not be out of pocket as you can plan to save enough to cover the costs in advance, leaving you debt-free.