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New Year Savings and Expenditure Planning
This time of year is always an expensive one. With an average spend of around £850 on Christmas in the UK, many of us spend more than we actually have at Christmas, leaving January a time of paying off debts on credit cards and finance.
This year, why not make a change and put a plan in place to ensure that when Christmas comes around next year, you will not be out of pocket as you can plan to save enough to cover the costs in advance, leaving you debt-free.
This time of the year is always rather costly. With Christmas presents to buy, Christmas parties to attend, extra food and drink to buy for visiting relatives, the list goes on. It can become rather daunting and we can easily lose sight of budgets and financial plans during the festive season. However, tomorrow will still arrive after the Christmas lights have been taken down and the world goes back to normal, so why not take a look at how you are 