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Brexit - what it means to your home, mortgage and investments


The country has voted and to the surprise of ‘nearly’ everybody (including the bookies), we woke up to the news that Britain had chosen to leave the EU by a slim majority of 52% - 48%.  Since then, the initial jitters have given way to back-stabbing and turmoil within the two main political parties, who both seem intent on implosion.

The lack of hard facts, pre & post referendum, has led to great uncertainty. Somewhat surprisingly, investment markets have reacted positively, with the FTSE 100 climbing nearly 10% from the immediate low. 

Currency markets saw the most dramatic moves, with sterling falling over 11% against the dollar to a 31 year low ($1.32), 8% against the euro & an alarming 15% against the Japanese yen. Gold rose 5% as investors looked for a safe haven. Some savvy folk purchased their holiday euro’s early, just in case.  

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Vitality Life & Health with Cotswold Active

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Peace of Mind with a Healthy Lifestyle Boost

Most of us need some form of life insurance, income protection or health cover but often it is easy to feel that we are just paying out a monthly sum without ever seeing any return or  benefit.

With poor personal health being topical at the moment, due largely to unhealthy food and lifestyle choices, increased consumption of alcohol and busier lives leading to more convenience food, now is the time to make some positive choices in moving towards a healthier lifestyle. 

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Looking for Mortgage Advice? Look no further…

This time of year is typically a popular time when many people look to move home, carry out modernisation or for many, buying their first home. Mortgages can be a complex area with many things or options to consider.

Whether you are a first-time buyer, a home mover or homeowner looking to re-mortgage, it is always advisable to seek impartial advice before making any decisions regarding your mortgage. 

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Avoiding Type-2 Diabetes through Lifestyle Changes HNCK1764

Find motivation with Cotswold Active

It is a well-known fact that by improving your lifestyle, you can put yourself in a better position to avoid lifestyle-related illnesses, such as Type 2 Diabetes. The Government have recognised the importance of this and are due to release a new national programme this Spring that will seek to help improve the health of around 20,000 people this year. There are 2.6 million people in the UK with Type-2 Diabetes, we don't want you to become another statistic! Whilst Type-1 Diabetes cannot be prevented, Type-2 can! 

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Pensions - What might proposed Budget changes mean to you?

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It is anticipated that this year’s March budget will bring about some big changes in relation to tax relief on Pensions. The lifetime allowance is falling to £1 million, high earners will see their contribution allowance severely reduced (Taper Allowance) and the valuable tax relief incentive you receive on pension contributions could be transformed.

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